ENGeniousTM is a unique multi-line program tailored to the needs of engineering firms of all sizes

With its experience and expertise in the field, Evolution Insurance may consider any engineering discipline.

The program combines a multitude of coverage including directors and officer’s liability, employment practice liability and Internet liability, on top of a very broad professional liability coverage section. It’s adapted to provide excess insurance over any provincial mandatory primary insurance program, while maintaining the benefits of additional primary coverages. In addition to the ENGeniousTM policy, Evolution Insurance can also meet any related insurance needs regarding engineer’s professional liability, be it excess insurance, design-build exposure, employed engineers, specific or multi-year projects, both in Canada or abroad.

As part of the program and to accommodate both brokers and insureds, Evolution Insurance offers multi-line insurance including primary and excess general liability, as well as commercial property insurance.

About our Program :

The minimum premium for the program starts at as low as $2,500.

The limits of liability available within this program are up to $25M and additional capacity is available.

Policy details :
Professional Liability
Limits up to $25,000,000 each claim and $25,000,000 annual aggregate within the program

$250,000 Internet Liability

$1,000,000 Directors & Officers Liability

$1,000,000 Employment Practice Liability

$1,000,000 Pension Plan and Employee Benefit Plan Liability Liability