EVO MedMal

A comprehensive Product specifically designed for Healthcare and Aesthetic Professionals.

Available through Evolution Insurance Inc., EVO MedMal is a comprehensive Medical Malpractice insurance Policy designed for individual practitioners, for facilities of all sizes and for affinity groups/associations in the healthcare industry, as well as the alternative/complementary therapy field.

Appetite:

Aesthetic Treatments & Standard Healthcare 
 Aesthetics, beauty and spas
 Alternative and complementary therapies, including treatment of animals
 Private ambulances, paramedics and first aid services
 Care and nursing agencies
 Dieticians, nutrition and slimming advice
 Accupational health and therapy
 Travel clinics including tropical diseases and vaccination
 Training schools
 Speech therapists
 Dental hygienists and dental nurses
 Dispensing opticians
 Health clubs, fitness centers and gyms
 Prosthetics and orthotics
 Medical charities

Speciality Treatments
 Care – physical/learning disabilities, mental health issues and respite care
 Chilrden’s homes – learning and physical disabilities only
 Private healthcare providers offering care services, clinics and hospices
 Private medical facilities – excluding critical care, obstetrics & gynaecology and risks with more than 25% cosmetic surgery
 Drug, alcohol and other addiction services including rehabilitation units
 Laboratories undertaking pathology, diagnostic and drug analysis work

Individual Healthcare Professionals & Entity Coverage
 Chiropractors
 Osteopaths
 Physiotherapists
 Surgeons (minor/specialist procedures only)

Day clinics,
including physiotherapy, osteopathy, scanning/ultrasound excluding obstetric & gynaecological, endoscopy/colonoscopy, vasectomy, health screening, sexual health, family planning, condition prevention/management services, pain relief, dermatology

Product Feature Highlights :

Liability limits up to $10M per claim / $20M aggregate

Additionnal capacity available

Combined offer including General Liability / Property insurance available

Deductible as low as $250

Minimum premiums as low as $500 (for Entities)

Our policies offer :
Professional Liability
Up to $10M per claim and $30M per year of insurance

Cyber Extention Available
Insurance amount of $250,000

D&O Extention Available
Insurance amount of $1M included

EPL Extension Available
Insurance amount of $1M included