Construction

Construction professional liability insurance for specific projects, contractors, architects and engineers and other construction professionals

CONTRACTORS E&O

One of the broadest products on the market for design-builders, general contractors and specialized contractors with design, technical services, project management or construction management (agency or at risk) exposures (performed by or on behalf of).

  • In-house capacity up to $25,000,000 (additional limits available)
  • Minimum premium starts at $3,250
  • Mitigation of Loss coverage
  • Contractor’s Pollution Liability coverage
  • Extended definition of Professional Services provided by the Assured acting in the capacity of or under the supervision of an architect, engineer, landscape architect, land surveyor, project manager, construction manager, or any other professionally qualified personnel who have attained an appropriate professional qualification from a recognized body
  • Coverage extensions: Disciplinary Action, Occupation Health & Safety, Loss of Documents, Libel & Slander, Unintentional Breach of Confidentiality, Dishonesty of Employees
  • E&O carve-back on cost overruns exclusion
  • E&O carve-back on delay in delivery exclusion
  • E&O carve-back on faulty workmanship exclusion
  • Mold and asbestos sub-limits can be offered
  • Worldwide coverage available

Evolution is your “one stop shop” as we can also offer Property/Contractor’s Equipment, Commercial General Liability, Directors & Officers Liability and complete Cyber insurance to your clients.

We can also answer to their punctual needs for specific project insurance (Wrap-Up, Builder’s Risk, E&O)

ARCHITECTS & ENGINEERS E&O

Exclusive multi-line programs for engineering and architectural firms of all sizes across Canada.

  • In-house capacity up to $25,000,000 (additional limits available)
  • Minimum premium as low as $2,500
  • Comprehensive policy offering unique features on a Primary or Excess basis, including drop down coverages over mandatory programs
  • Two-year policies available

Evolution is your “one stop shop” as we can also offer Property, Commercial General Liability, and complete Cyber insurance to your clients.

Please consult our specific program brochures (Engenious and Architect Pro-Tech) for complete details.

SINGLE PROJECT E&O

Frequently required by project owners, this multi-year Project E&O policy is meant to cover all the professionals involved in a project and provides a dedicated limit that cannot be eroded by claims from other projects. Evolution can consider any type of project in Canada and abroad.

  • In-house capacity up to $10,000,000 (additional limits available)
  • Minimum premium starts at $15,000
  • Retroactive date to first design
  • Policy term covering the duration of the project
  • Extended reporting period included (flexibility regarding length)
  • Rectification cost extension available
  • Owner’s indemnity extension available
  • Flexibility regarding other specific requirements.

Evolution is your “one stop shop” as we can also offer Wrap-Up Liability and Builder’s Risk insurance on single projects.

About the program:

CONTRACTORS E&O
- In-house capacity up to $25,000,000 (additional limits available)
- Minimum premium starts at $3,250

ARCHITECTS & ENGINEERS E&O
- In-house capacity up to $25,000,000 (additional limits available)
- Minimum premium as low as $2,500

SINGLE PROJECT E&O
- In-house capacity up to $10,000,000 (additional limits available)
- Minimum premium starts at $15,000

Characteristics:
CONTRACTORS E&O
One of the broadest products on the market for design-builders, general contractors and specialized contractors with design, technical services, project management or construction management (agency or at risk) exposures (performed by or on behalf of).

ARCHITECTS & ENGINEERS E&O
Exclusive multi-line programs for engineering and architectural firms of all sizes across Canada.

SINGLE PROJECT E&O
Exclusive multi-line programs for engineering and architectural firms of all sizes across Canada.